Meta-Bank: Pioneering the Metaverzation of Financial Services


  • Bing Hu Financial Intelligence Program, International Technological University, San Jose, USA



Metaverzation, Meta-Bank, Financial services, Virtual reality (VR), Artificial intelligence (AI), Autonomous technologies, NFTs, Cryptocurrency, Digital assets, Immersive financial ecosystem, Industry collaboration, Financial innovation, User engagement, Secure transactions, Future of banking


Meta-Bank is at the forefront of transforming financial services through the innovative process of metaverzation. This article delves into how Meta-Bank integrates cutting-edge technologies and collaborates with industry leaders like Meta, Nvidia, OpenAI, Tesla, and a major US bank to create an immersive and efficient financial ecosystem. Key areas of focus include the adoption of virtual reality (VR), artificial intelligence (AI), and autonomous technologies, as well as the exploration of business opportunities in NFTs and cryptocurrency. By bridging the gap between traditional financial services and the emerging virtual landscape, Meta-Bank aims to enhance convenience, security, and accessibility for users, setting a new standard for financial interactions in the metaverse. The future prospects of Meta-Bank highlight its ongoing commitment to innovation and practical application, ensuring its pivotal role in the evolving financial landscape.


AI Magazine. (2023). Lifetime of Achievement: Sam Altman.

AnalytixMinds. (2023). A roadmap to strategic planning: 4-phase process. AnalytixMinds.

Animation World Network. (2023). NVIDIA rolls out major updates to NVIDIA Omniverse.

Benzinga. (2024). Mark Zuckerberg says Meta will build 'most popular' and 'most advanced' AI products: 'And if we succeed…'.

BNN Bloomberg. (2023). OpenAI CEO Sam Altman says AI is ‘most important step yet’ for humans and tech.

Boston Consulting Group (BCG). (2023). Exploring the Impact of the Metaverse on Business.

Decrypt. (2023). For Mark Zuckerberg, advances in AI still lead back to the metaverse.

ELG Insider. (2022). Navigating partnership ecosystems: Channel, tech, & strategic. Ecosystem-Led Growth Insights for B2B Leaders.

Euronews. (2022, February 16). JP Morgan becomes the first bank to open in the metaverse

where you can shop with crypto and NFTs. Euronews.

EY. (2023). Finance in the metaverse: Opportunities and a roadmap.

Federal Reserve Bank of New York. (2023). Financial market infrastructure & reform.

Fitch Ratings. (2023). U.S. large super regional banks peer review.

Global Banking & Finance Review. (2023). The impact of the metaverse on financial services.

KPMG. (2023). Ten Key Regulatory Challenges of 2023. KPMG.

McKinsey & Company. (2022). A CEO’s guide to the metaverse and new use cases.

McKinsey & Company. (2022). Building an integrated technology road map to drive successful innovation. McKinsey & Company.

McKinsey. (2023). Global Banking Annual Review 2023.

Meta. (2022, June 23). Introducing Meta Pay. Meta.

Meta. (2023). Update on Meta’s Year of Efficiency.

MetaMask. (n.d.). The Ultimate Crypto Wallet for DeFi, Web3 Apps, and NFTs. MetaMask.

MIT Technology Review. (2023). Enabling the next iteration of the internet: The metaverse.

NVIDIA. (2023). SIGGRAPH special address: NVIDIA CEO brings generative AI to LA show.

Ooi, K.-B., Tan, G.W.-H., Aw, E.C.-X., Cham, T.-H., Dwivedi, Y.K., Dwivedi, R., Hughes, L., Kar, A.K., Loh, X.-M., Mogaji, E., Phau, I., & Sharma, A. (2023). Banking in the metaverse: A new frontier for financial institutions. International Journal of Bank Marketing, 41(7), 1829-1846. doi:10.1108/IJBM-03-2023-0168.

OpenAI. (2023). Testimony before the U.S. Senate.

Pathward. (2024). Powering Financial Inclusion. Pathward.

R Street Institute. (2023). What OpenAI’s Sam Altman should say at the Senate AI hearing.

Technology Magazine. (2023). How will the metaverse impact our everyday lives?

Teslarati. (2023). Tesla Robotaxi concept shown in new Musk biography.

The Drive. (2023). Tesla is building a Robotaxi without a steering wheel or pedals by 2024, Musk says.

U.S. Bank. (2023). Quarterly Investment Outlook.




How to Cite

Hu, B. (2024). Meta-Bank: Pioneering the Metaverzation of Financial Services. Journal of Theory and Practice of Management Science, 4(06), 15–21.